As workers struggle to manage rising healthcare costs, Hospital indemnity insurance provides a strong complement to your employees’ medical coverage to reduce the financial strain of a hospital stay. Coverage is available to the entire family, and benefits are portable if the employee’s employment ends. Cash benefits are paid directly to the covered employee and can be used for a variety of expenses such as copays, deductibles, treatment, travel, and childcare.
Multiple plan options with varying levels of coverage for illness or injuries, including benefits for:
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An Employee purchases a Life Hospital Plan and later suffers an illness that requires an ambulance transport and a two-week hospital stay with five days in intensive care. In addition to what major medical insurance pays, USAble Life’s Hospital Indemnity Plan pays:
*requires minimum participation
This is a brief description of USAble Life’s Hospital Indemnity plan coverage. This is not an insurance policy. Limitations and exclusions may apply. Some benefits and options are not available in all states. For cost and complete details of the coverage contact your insurance agent or BSH.